1941 Lavina St, Deltona, FL 32738
4 beds · 2 baths · 1,747 sqft

Get a free consultation call with an expert in the mortgage assumption process.
*Multiple offers received, Highest and Best offer by 8PM Sunday 3/30* This 4 bed, 2 bath block home located in the heart of Deltona has been freshly upgraded and is ready for its next owners! Boasting new floors, new interior and exterior paint, remodeled bathrooms, an updated kitchen, and a new large back patio deck, this home is move-in ready. Additionally, the roof, AC, and water heater were all updated in 2018! Relax by the fireplace in your spacious home, step out on your deck to grill and chill, or drive just minutes to Orange City or Sanford for shopping, dining, entertainment, and more. You are also situated among many beautiful lakes while being less than an hour from the beach, theme parks, and Orlando International Airport, making this home the perfect location for all of your needs. Schedule your showing today!
Source: STELLAR #O6293581
Source: STELLAR #O6293581
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
