VA loan
1 of 73
VA loan
$1,199,999 SIGNIN

Sign in to see required down payment for the 2.875% rate

192 Chicopee Dr NE, Marietta, GA 30060

5 beds · 4 baths · 4,172 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to 192 Chicopee Street, a beautifully maintained residence ideally located just one mile from the charm and excitement of historic downtown Marietta. This spacious home offers four bedrooms and two full bathrooms upstairs, along with a fully equipped in-law suite on the terrace level-perfect for extended family, guests, or rental potential. Thoughtfully designed for both comfort and function, the home features two laundry rooms and a rare two-car garage-a true luxury in this sought-after area. Step outside and discover your private oasis: a heated saltwater swimming pool, perfect for year-round enjoyment and entertaining. Set on a quiet street just a short stroll to Marietta Square, you'll enjoy access to shopping, dining, festivals, and the vibrant community life that makes this neighborhood so beloved. Don't miss this rare opportunity to own a versatile and inviting home in one of Marietta's most desirable locations. Schedule your private tour today-192 Chicopee Street is ready to welcome you home.This 5 BR 3.5 Bath home has been upgraded to include many items which most people only 'plan to do', including a natural gas powered 24KW Generac whole-house-generator (NEVER go without power again!!!). This property is move-in ready and without any near-term maintenance items on the horizon. A new roof was installed in 2022. The property also boasts a recently finished terrace level In-Law Suite (with full kitchen, bath & laundry room), with interior & private exterior access. The house is located approximately a mile from the Historic Marietta Square, with easy access to Kennesaw Mountain National Battlefield Park, Kennestone Hospital as well as I-75 & I-575. Architectural details, continued upgrades, and custom trim have kept it visually amongst the finest homes in the neighborhood and the interior is even better. From the moment you walk in, this home is stunning and impeccable. Pride of ownership abounds with this unforeseen opportunity to live near, and among, the historic and older homes a stone's throw from Historic Marietta Square. The main level of the home is extremely spacious with a 'white' kitchen adorned with magnificent granite countertops, a perfectly sized island and BOSCH stainless steel gas stove and dishwasher, (the refrigerator is also less than 2-years old). From the moment you walk up onto the covered (front) porch you will love the charm of this home. The oasis that is the backyard is complete with another covered porch, a stone fireplace with built-in gas grill, & a stunning heated saltwater pool for your year round enjoyment. Not to be overshadowed, the oversized garage is a dream. There are high ceilings & ample storage for your vehicles plus garden & yard tools and equipment! Located in a great neighborhood, the attention to detail and character of this home are truly magnificent. With the imaginative designs & quality implementation, this is a one-of-a-kind opportunity for the location & opportunity to live in this highly sought area!Solid Oak Hardwood Floors are throughout the Living Area of the Home! New carpet has been installed in the last 2 years throughout carpeted bedrooms & In-Law Suite. The Two Speakeasy doors hide two additional safe type rooms...you can never be too careful these days! There is also a parking pad located adjacent to the garage that is perfect for additional vehicle(s). The parking 'pad' makes it simple to turn around and drive straight in the direction(s) that will take you to all the best places Marietta has to offer.

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$3,151
$4,378
You may also save up to $390,135 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,378 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,151
Principal & interest
$2,274
Mortgage insurance
-
Property taxes
$237
Home insurance
$640
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
4,827 sqft
Lot size
0.248 acres
Year built
2008
Type
Single Family Residence
HOA dues
$0.00

Source: GAMLS #10522836

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 17, 2025 09:24 am
Listing agent: Jonathan McClenny (770) 321-3437
Contact listing agent
Listing provided courtesy of:
Details provided by GAMLS and may not match the public record.
MLS ID: #10522836
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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$3,151
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