192 Chicopee Dr NE, Marietta, GA 30060
5 beds · 4 baths · 4,172 sqft
This 5 BR 3.5 Bath home has been upgraded to include many items which most people only 'plan to do', including a natural gas powered 24KW Generac whole-house-generator (NEVER go without power again!!!). This property is move-in ready and without any near-term maintenance items on the horizon. A new roof was installed in 2022. The property also boasts a recently finished terrace level In-Law Suite (with full kitchen, bath & laundry room), with interior & private exterior access. The house is located approximately a mile from the Historic Marietta Square, with easy access to Kennesaw Mountain National Battlefield Park, Kennestone Hospital as well as I-75 & I-575. Architectural details, continued upgrades, and custom trim have kept it visually amongst the finest homes in the neighborhood and the interior is even better. From the moment you walk in, this home is stunning and impeccable. Pride of ownership abounds with this unforeseen opportunity to live near, and among, the historic and older homes a stone's throw from Historic Marietta Square. The main level of the home is extremely spacious with a 'white' kitchen adorned with magnificent granite countertops, a perfectly sized island and BOSCH stainless steel gas stove and dishwasher, (the refrigerator is also less than 2-years old). From the moment you walk up onto the covered (front) porch you will love the charm of this home. The oasis that is the backyard is complete with another covered porch, a stone fireplace with built-in gas grill, & a stunning heated saltwater pool for your year round enjoyment. Not to be overshadowed, the oversized garage is a dream. There are high ceilings & ample storage for your vehicles plus garden & yard tools and equipment! Located in a great neighborhood, the attention to detail and character of this home are truly magnificent. With the imaginative designs & quality implementation, this is a one-of-a-kind opportunity for the location & opportunity to live in this highly sought area! Solid Oak Hardwood Floors are throughout the Living Area of the Home! New carpet has been installed in the last 2 years throughout carpeted bedrooms & In-Law Suite. The Two Speakeasy doors hide two additional safe type rooms...you can never be too careful these days! There is also a parking pad located adjacent to the garage that is perfect for additional vehicle(s). The parking 'pad' makes it simple to turn around and drive straight in the direction(s) that will take you to all the best places Marietta has to offer.
Source: FMLS #7500433
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7500433
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.