1900 Clifford St Apt 306 # 306, Fort Myers, FL 33901
2 beds · 2 baths · 975 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Wake up to panoramic river views in this bright, top-floor end unit just minutes from downtown Fort Myers—ideal for peaceful waterfront living with urban convenience. With new updates, a window seat, and a wall of windows overlooking the water, this 2-bedroom condo blends comfort, charm, and lifestyle in one standout space. Welcome to a rare gem that beautifully balances everyday comfort with stunning water views and an unbeatable location. This bright and spacious third floor end unit offers the ideal blend of peaceful waterfront living and vibrant urban accessibility—just moments away from downtown with easy trolly, biking and walking access. Imagine waking up each morning to the calming sounds of the water, enjoying your coffee at the built-in window seat (with storage!) as a cool breeze flows through your home, and taking in panoramic vistas of palm-lined shores and glistening river waters from every room. Inside, you'll find an open-concept layout drenched in natural light, featuring soft gray walls and light tile flooring that lend a modern, relaxed feel throughout. The centerpiece of the main living area is a stunning wall of windows, offering uninterrupted views and an effortless indoor-outdoor connection. Whether you're hosting guests or unwinding after a long day, this space sets the tone for relaxation and easy elegance. The kitchen is thoughtfully designed for both style and function, complete with crisp cabinetry, contemporary appliances, a spacious island for gathering or dining, and a sleek ceiling fan to keep the air circulating on warm afternoons. The master bedroom delivers a peaceful retreat, complete with a large walk-in closet and custom built-ins, while the second bedroom features its own en-suite with a stylish tub/shower combo—perfect for visitors or versatile everyday use. Additional conveniences include a shared laundry area just steps away with a hassle-free card payment system, a trash chute for effortless upkeep, and a responsive HOA ready to assist. A brand-new water heater is being installed, and the recently serviced AC system ensures year-round comfort. The community enhances your lifestyle with a sparkling pool and sun deck for laid-back weekends, plus a scenic riverfront deck ideal for sunset gatherings or quiet moments of reflection. Whether you're a first-time buyer, solo professional, growing family, or savvy investor, this residence delivers charm, value, and location in one beautiful package. Ready to live where comfort meets breathtaking views? Book your showing today and experience what makes this property a standout in every sense.
Source: STELLAR #C7506923
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #C7506923
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.