188 Whitehall Dr, Clarksville, TN 37042
3 beds · 3 baths · 1,969 sqft
Move-In Ready! Assumable Loan Option Available for eligible & qualified buyers! Step into comfort and convenience with this beautifully maintained 1,969 sq. ft. split-foyer home! Featuring 3 bedrooms, 2.5 baths, and a spacious bonus room, this home offers a versatile layout perfect for modern living, and NO HOA!! The welcoming foyer leads upstairs to a bright and inviting living area, complete with a cozy fireplace and handcrafted mounted bookshelves. The open-concept design flows seamlessly into the dining space—ideal for hosting or relaxing. The kitchen is a chef’s dream, featuring ample cabinetry, generous counter space, and a functional layout with a scenic view of the backyard’s mature trees. The primary suite is a peaceful retreat with an ensuite bath, while two additional bedrooms share a stylish double-sink shower/tub combo hall bath. Downstairs, the media room is the ultimate spot for movie nights with a ceiling-mounted projector—perfect for gaming, a home office, or even a guest room. The spacious laundry room includes a half bath and extra storage, conveniently located near the two-car garage. The split-foyer design ensures privacy and flexibility, making this home ideal for entertaining or everyday living. Step outside to a private backyard oasis, perfect for gardening, playtime, or enjoying the sunset from the deck. Located in a sought-after neighborhood near schools, parks, shopping, and dining, this home truly has it all! * CLOSING EXPENSES OFFERED * PAINT ALLOWANCE OFFERED * NEW HVAC Unit Installed Mid-2024!
Source: REALTRACS #2763835
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2763835
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.