18710 Van Nuys Cir, Port Charlotte, FL 33948
3 beds · 2 baths · 1,668 sqft
Best opportunity on Saltwater SAILBOAT waterway!!! Live the Florida lifestyle with this 3 Bedroom, 2 Bath, Split Floor Plan on a sailboat accessible canal to the Peace River. NO HOA! Bring all your toys... RV and BOAT parking... Floating dock... 2 car garage... 10 x 18 Storage/workshop with electric. Enter the home through the screened lanai into the Living room with Vaulted Ceilings, ceramic tile in the main living area. Updated kitchen with pass-thru window to the screened lanai... great for cookouts. Master bedroom has new laminate flooring, walk-in closet and ensuite bathroom with walk-in shower. The split floor plan offers 2 additional bedrooms with laminate flooring and a guest bath with tub. Enjoy the large gazebo where you can grill, dine and just enjoy the water view. Or enjoy the water views from the workshop deck overlooking the waterway. New Roof, New impact windows and Newer water heater, AC, Dishwasher, washer and dryer. Do you like gardening or fishing, there is a space for you to do either or both. THIS HOME IS BEST VALUE IN THE AREA FOR SAILBOAT WATERFRONT and is 95% TURNKEY FURNISHED. LOW FLOOD INSURANCE IS TRANSFERABLE. Call for your private showing now.
Source: FORTMYERS #225022741
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225022741
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.