17766 Garsalaso Cir, Brooksville, FL 34604
3 beds · 2 baths · 1,662 sqft
Welcome to Hernando Oaks! This beautifully designed 3-bedroom, 2-bath home offers a bright and inviting layout with soaring high ceilings and plenty of natural light streaming through large windows. The open floor plan is perfect for modern living and entertaining, with a seamless flow from the living room to the dining and kitchen areas. Step out through the sliding doors to the spacious screened lanai where you can relax and enjoy peaceful outdoor living. The primary suite is a luxurious retreat, featuring a large walk-in closet, dual vanities, and a walk-in shower. The smart split floor plan ensures privacy, with secondary bedrooms located on opposite sides of the home. Additional features include a laundry room with extra storage potential and electric blinds! This home is also energy-efficient, equipped with solar panels to help keep utility costs low. Hernando Oaks is a picturesque, maintenance-free community surrounded by natural beauty and green space. The community is home to the renowned Hernando Oaks Golf and Country Club, offering an exceptional 18-hole course with tree-lined fairways, a driving range, chipping and putting areas, and PGA staff available for lessons. Residents enjoy a pro shop, bar and grill, and banquet facilities—perfect for both casual and formal gatherings. Conveniently located with easy access to the Suncoast Parkway and I-75, this home is less than 20 minutes from Pine Island Beach Park and Weeki Wachee Springs, providing endless opportunities for outdoor adventures. Brooksville offers a charming mix of history and natural beauty, making it a wonderful place to call home. Schedule your private showing today and see everything this home and community have to give!
Source: STELLAR #TB8331729
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8331729
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.