17766 Garsalaso Cir, Brooksville, FL 34604
3 beds · 2 baths · 1,662 sqft
Welcome to Hernando Oaks! This beautifully designed 3-bedroom, 2-bath home offers a bright and inviting layout with soaring high ceilings and plenty of natural light streaming through large windows. The open floor plan is perfect for modern living and entertaining, with a seamless flow from the living room to the dining and kitchen areas. Step out through the sliding doors to the spacious screened lanai where you can relax and enjoy peaceful outdoor living. The primary suite is a luxurious retreat, featuring a large walk-in closet, dual vanities, and a walk-in shower. The smart split floor plan ensures privacy, with secondary bedrooms located on opposite sides of the home. Additional features include a laundry room with extra storage potential and electric blinds! This home is also energy-efficient, equipped with solar panels to help keep utility costs low. Hernando Oaks is a picturesque, maintenance-free community surrounded by natural beauty and green space. The community is home to the renowned Hernando Oaks Golf and Country Club, offering an exceptional 18-hole course with tree-lined fairways, a driving range, chipping and putting areas, and PGA staff available for lessons. Residents enjoy a pro shop, bar and grill, and banquet facilities—perfect for both casual and formal gatherings. Conveniently located with easy access to the Suncoast Parkway and I-75, this home is less than 20 minutes from Pine Island Beach Park and Weeki Wachee Springs, providing endless opportunities for outdoor adventures. Brooksville offers a charming mix of history and natural beauty, making it a wonderful place to call home. Schedule your private showing today and see everything this home and community have to give!
Source: STELLAR #tb8331729
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8331729
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8331729
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.