16637 Rolling Rock Blvd, Alva, FL 33920
2 beds · 2 baths · 1,581 sqft
Welcome home to your better than new "SMART" villa in River Hall Country Club. This Ellenwood villa has been ABUNDANTLY upgraded and shows like a model home. The minute you enter the home your eyes will be drawn to the upgraded glass front door, double glass doors to the home office, and crown molding. The washer & dryer, dishwasher, and refrigerator are top of the line LG SMART appliances, as well as the Honeywell thermostat. The kitchen is equipped with quartz countertops, a stylish backsplash, and soft close cabinets. The home has also been professionally painted. The private extended lanai with NE exposure is situated perfectly on the 18'th hole and you can comfortably enjoy the sights and sounds of Southwest Florida while grilling at your outdoor kitchen. Even the garage has been upgraded with Racedeck flooring, a garage camera and keypad that can be controlled with the MY Q app, pull down steps to the attic, a laundry sink, a fan, and a generator hookup. The driveway and entry pavers have also recently been power washed and sealed. The tile floor has also been recently cleaned and sealed by Grout Magnificent. Custom blinds, modern lighting fixtures and 5 ceiling fans complete the home and tie everything together. The time, thought, and expense of the upgrades make this home a steal at $339,000. The Rolling Rock neighborhood is a highly sought-after street as it hosts weekly golf, bocce ball and pickleball leagues for Rolling Rockers. Plus, they have an annual golf tournament complete with a pre-tournament team party at the Bunker Bar. River Hall Country Club offers the Members Only Bunker Bar and Caloosa Grill for dining options. River Hall CC members have access to the heated zero entry lagoon style pool at the Bunker Bar that is just a short walk away. River Hall Country Club is an 18-hole Davis Love III designed bundled golf community that is conveniently located between 2 airports and short drive to the eclectic Downtown Ft. Myers River District. Whether you are a snowbird or full-time resident, this maintenance free "move in ready" villa in a fabulous golf community is simply perfect.
Source: FORTMYERS #225033805
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225033805
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.