1647 Seabreeze Dr, Grand Prairie, TX 75051
3 beds · 2 baths · 1,360 sqft
TOP 10 REASONS TO BUY THIS HOME 1. LOCATED IN GRAND PRAIRIE (75051) Centrally located in Grand Prairie, TX, this home offers quick access to parks, shopping, dining, and major highways. 2. WITHIN GRAND PRAIRIE ISD. Situated in Grand Prairie ISD with nearby public school options available. 3. ENERGY EFFICIENT & COST-SAVING. Tesla solar panels help reduce summer electric bills to just $45–$75 A month and sometimes $0, based on seller’s usage. Lease is assumable with no credit check required per Tesla. 4. EASY COMMUTE OPTIONS Near HWY 161, George Bush Turnpike, HWY 360, and I-30—offering fast connections across the DFW Metroplex. 5. MOVE-IN READY CONDITION. Fresh paint throughout, new carpet in the bedrooms, and no carpet in high-traffic areas—clean, updated, and easy to maintain. 6. LOW-MAINTENANCE BACKYARD. No grass to mow! Includes a spacious covered patio and a large storage shed—perfect for relaxing or entertaining with minimal upkeep. 7. NEIGHBORHOOD VALUE ON THE RISE. New homes are being built nearby, helping increase local property values and enhancing long-term investment potential. 8. CLOSE TO RECREATION & ENTERTAINMENT. Take a short walk to Mountain Creek Lake Reserve or enjoy proximity to AT&T Stadium, Globe Life Field, Irving, and downtown Dallas. 9. AFFORDABLE, EFFICIENT LIVING. Enjoy the ideal combination of energy efficiency, low maintenance, and modern convenience—all at an attractive price point. 10. BONUS: DOWN PAYMENT ASSISTANCE AVAILABLE. This home may qualify for down payment assistance programs for eligible buyers. Ask your lender or agent for more details.
Source: NTREIS #20864085
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20864085
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.