15563 S Royal Doulton Blvd, Clinton Township, MI 48038
4 beds · 4 baths · 3,069 sqft
Welcome to this beautifully maintained home, thoughtfully updated with modern features and upgrades for comfort and convenience. The roof was replaced in 2023 with a 20-year warranty, ensuring long-term protection. You'll enjoy a new furnace (2020) and air conditioning unit (2022), keeping your home comfortable year-round. The sunroom was transformed in 2023 with a new heating unit, turning it into a full 4-season room. Additional updates include new plumbing to the sunroom unit and fireplace, fresh carpet throughout the home in 2022, a brand new dishwasher (2022), and a new garbage disposal (2024). The heated garage offers year-round use, and a huge shed provides plenty of extra storage. The natural gas line for the grill means no more worrying about propane when hosting outdoor gatherings. Beautifully designed landscaping...the trees the trees, they're so beautiful when they're in full bloom. Over $3,000 in landscaping trimming in 2024 to all the major trees and shrubs. Nothing should need to be trimmed for 3 years. This home is truly move-in ready, offering peace of mind with all major updates completed. Don’t miss the chance to make it yours—schedule a showing today! Schedule your showing today!
Source: REALCOMP #20250016900
All values shown are estimated costs / mo.
Source: Public records
Source: REALCOMP #20250016900
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.