15412 Fox Haven Ln, Midlothian, VA 23112
4 beds · 3 baths · 2,632 sqft
Get a free consultation call with an expert in the mortgage assumption process.
.66 Acres of a lush fully irrigated lawn and level! Nicely situated on an interior lot with complete privacy on all sides. This immaculately kept 4 bedroom home is bright, spacious and move in ready. Updates over the years include: NEW ROOF 2021, NEW GARAGE DOOR, NEW HVAC 2024 (1st floor), HVAC 2nd floor replaced in 2010, NEW GAS HOT WATER HEATER 2024! UPDATED half bath and NEW vanity tops and sinks in second floor hall bath and primary bath. Special features include GAS heat and central air on first floor, HP on Second. Hardwood flooring in the living and dining room. Laminate tiled flooring in the foyer, kitchen and family room. Hardwood flooring on stairs and second floor hallway. All bedrooms have durable laminate flooring. Second floor features a Walk-in Laundry Room. Extra features include wide aggregate driveway and side entry garage. WIFI connetions for irrigation, security cameras and thermostats. This gem is located in sought after Cosby High School, Tomahawk Creek Middle and Woolridge Elementary. Convenience is a luxury with nearby access to Rt 288 for westend commuters or Fort Gregg-Adams
Source: CENTRALVIRGINIA #2511340
Source: CENTRALVIRGINIA #2511340
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.