14512 Balloch Dr, Hudson, FL 34667
3 beds · 2 baths · 1,952 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Live Your Dream in This Stunning Move-In Ready Home! Welcome to this beautifully updated 3-bedroom, 2-bath Pioneer-built St. Thomas model located in the desirable gated community of The Highlands of Pasco in Hudson, Florida. Built in 2017, this lovingly maintained home offers peace of mind with NO flood zone designation and no impact from Hurricanes Helen or Milton. Just minutes from the Gulf of Mexico, you'll enjoy both serenity and convenience in one perfect package. Step inside and instantly feel at home. The open, airy layout is filled with natural light and upgraded touches throughout. The spacious 2-car garage features a dedicated TESLA charging outlet, ideal for modern living. Elegant large sliding glass doors lead to a covered porch, creating a seamless indoor-outdoor living experience—perfect for Florida’s beautiful weather. The kitchen is truly a showstopper with: Granite countertops Stylish new backsplash (2023) Stainless steel appliances including: Hot water heater (2017) Dishwasher (2023) Refrigerator (2024) Smart glass-top stove/oven (2024) Smart microwave (2024) The center island and breakfast bar open to the inviting family room, making this a favorite space to gather with loved ones. Your spacious primary suite is a true retreat, freshly painted in 2023, featuring a large en suite with: A walk-in shower Beautiful tile flooring Double sinks An expansive walk-in closet with plenty of Storage! The two additional bedrooms are also freshly painted (2023), generously sized, and offer ample closet space. Outside, you’ll find a 6-ft vinyl privacy fence, lush tropical landscaping, and a front yard sprinkler system—all creating a tranquil, oasis-like atmosphere perfect for entertaining or relaxing in peace. Key Features & Upgrades: Built in 2017 Roof (2017) Hurricane Shutters and Exterior Trim Lighting for all the Seasons are a huge bonus! Smart stainless steel appliances (2023–2024) Fresh paint and modern finishes throughout TESLA charging outlet Gated community with low HOA Just 45 minutes to Tampa International Airport Conveniently located near beaches, shopping, dining, schools, Bayonet Regional Hospital, and more, this home offers the very best of Florida living! Don’t miss your chance to own this STUNNING, move-in ready home. Schedule your private tour today—it’s ready and waiting for you! Thank you for showing this stunning home!
Source: STELLAR #TB8375517
Source: STELLAR #TB8375517
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.