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$345,000 SIGNIN

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14128 Sandrock Bnd, Pflugerville, TX 78660

3 beds · 2 baths · 1,450 sqft

Welcome to 14128 Sandrock Bend, a delightful 3-bedroom, 2-bathroom home nestled in the heart of Pflugerville, Texas. Built in 2021, this modern residence offers approximately 1,450 square feet of comfortable living space, perfect for families or individuals seeking a blend of style and convenience. As you step inside, you'll be greeted by an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen boasts sleek countertops, stainless steel appliances, and ample cabinetry, making it a chef's dream. The adjoining living room provides a cozy space for relaxation and entertainment. The primary bedroom features an en-suite bathroom, offering a private retreat at the end of the day. Two additional bedrooms are well-appointed and share a modern bathroom, providing flexibility for guests, a home office, or a growing home. Situated in a friendly neighborhood, 14128 Sandrock Bend offers easy access to local amenities, parks, and schools, making it an ideal place to call home. Enjoy the spacious backyard knowing there is nothing to be built behind you so you can continue to enjoy the privacy. Home has high speed internet available. Don't miss the opportunity to experience the charm and comfort this property has to offer.

Estimated
Seller's interest rate
2.8%
7%
Estimated
Monthly payment

$1,635
$2,185
You may also save up to $169,446 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 26 • 11AM - 12PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,185 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.8%
Remaining term
25 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,635
Principal & interest
$1,025
Mortgage insurance
$176
Property taxes
$87
Home insurance
$296
HOA fees
$50
Utilities
Not included

Source: Public records

Home details
Size
1,450 sqft
Lot size
0.1148 acres
Year built
2020
Type
Single Family Residence
HOA dues
$50.00

Source: ACTRIS #7871205

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 11:07 pm
Listing agent: Kaylee Romantic
Contact listing agent
Listing provided courtesy of: Compass RE Texas, LLC (512) 575-3644
Details provided by ACTRIS and may not match the public record.
MLS ID: #7871205
Based on information submitted to the MLS GRID as of Apr 18 2025 - 17:42. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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