13166 Four Hills Way, Victorville, CA 92392
4 beds · 3 baths · 2,205 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this rare, one-story gem nestled on an expansive lot with highly sought-after gated RV parking! From the moment you step inside, you're greeted by a beautiful tile entryway featuring a custom marquetry design, setting the tone for the elegance found throughout the home. The flooring combines rich hardwood and plush Berber carpet, creating a warm and inviting atmosphere. The spacious family room is designed for relaxation and entertainment, complete with built-in surround sound and a cozy fireplace. Flowing seamlessly into this space is the bright and open kitchen, which offers ample cabinet storage, gleaming granite countertops, and quality appliances, all centered around a large island perfect for meal prep or casual gatherings. The generously-sized primary suite is a true retreat, boasting a private sliding door that leads directly to the backyard. The en-suite bathroom features a luxurious soaking tub, a separate shower, double sinks, and a substantial walk-in closet, offering both comfort and convenience. This home includes three additional well-sized bedrooms, each thoughtfully equipped with ceiling fans and attractive window coverings. Outside, the expansive front and backyards are meticulously landscaped with automatic sprinklers, ensuring a lush, green space year-round. The backyard is a private oasis featuring two covered patios with ceiling fans and a custom-built BBQ island, complete with a refrigerator—perfect for entertaining or enjoying tranquil evenings. Conveniently located near Highway 395, schools, parks, and shopping, this one-of-a-kind single-story home with rare gated RV parking is not to be missed! Schedule a tour today to experience all that this property has to offer.
Source: CRMLS #HD24229948
Source: CRMLS #HD24229948
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.