1213 11th St, Argyle, TX 76226
4 beds · 4 baths · 4,418 sqft
Discover your dream home in the highly desired Harvest community and top rated Argyle ISD!! This 4-bedroom, 3.5-bath retreat is brilliantly designed for everyday comfort and elevated entertaining. A home full of brilliantly placed upgrades and designed to check all the boxes. The main floor features oversized primary suite with Hollywood style garden tub and separate large shower with bench seating. Take note of the sitting area overlooking the pool and adjoining master closet to the laundry room. 12ft ceilings throughout creates a larger than life living experience. Ideal for guests or multi-generational living is a 1st floor private guest quarters Living room, bedroom, and independent entrance. As you walk through the foyer notice a huge private office with French doors, Down an extra-wide hallway is the full service dining area, serving area, and large walk-in pantry adjoined to the chefs kitchen and oversized island. An abundance of large cabinets ensures plenty of storage. Custom lighting, matching granite finishes throughout, double ovens overlooking a huge living area and 24ft ceilings. Ideal for family gatherings or over the top festivities is a full glass accordion door which extends the living area out to the covered patio and blends indoor and outdoor entertainment. Upstairs Awaits 2 additional large bedrooms with walk in closets and shared Jack n Jill bath. Overlooking below is the 2nd living area or game room and included is an open spaced media room ideal for theatre seating. A split 2.5 car garage is perfect for additional storage or the neighborhood touring golf cart. A generous 70ft lot, a large heated pool and spa with outdoor grilling station, putting green, and greenspace invites you to create unforgettable memories all year long. The obvious choice in the neighborhood to make this your next dream home. A true escape from work life. Come home relax and enjoy a home you can call yours. An added bonus is the EV charging station in the main garage.
Source: NTREIS #20878630
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20878630
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.