10424 Stonepark Dr, Leesburg, FL 34788
3 beds · 2 baths · 1,724 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SELLER MOTIVATED !!!!! Welcome to this 2003 Block ,Stucco 3BD / 2BA 1724 Sq ft home with 2 Car Garage and New 2024 Roof. Living Room ,Dining Room combo with gorgeous high ceilings . Custom built barn doors , Light fixtures ,Laminate flooring, and built in shelving make this a must see. Kitchen and Bathroom both have corian countertops with ceramic tile flooring . Plenty of room for family gatherings in the Large Dining area or get cozy and make your comfort zone at the Breakfast Bar or over in the Kitchen Nook to enjoy the sunrises. Master bedroom has Luxury Vinyl Flooring with an "en suite" bathroom . Dual vanities,water closet,garden tub, and glass shower . Additional two bedrooms have Luxury Vinyl and carpet with a bathroom conveniently located between them. Inside Laundry with Gas Dryer and Stove is Gas .Outdoor enthusiasts will Love backyard BBQ's under the high covered patio. Vinyl Fenced in back yard for privacy and pets . This home has mature landscaping amazing potential and is priced to sell. Neighborhood of Stonegate At Silver Lake is a gated Community just minutes from the Lake Square Mall,Shopping ,Restaurants ,Boating ,Fishing ,and plenty of Recreation . Enjoy BB / HS Internet available . Community Pool ,Playground ,Clubhouse all conveniently Located within view from your front door . Endless possibilities for spaces of comfort to create your very own Dream Home .Don't let this exceptional opportunity pass you by . Schedule your showing today and see if it checks all your boxes .
Source: STELLAR #G5090995
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5090995
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.