10355 Oxford Mill Cir, Alpharetta, GA 30022
5 beds · 6 baths · 5,970 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Reduced $55,000 for quick sale! Welcome to this exquisite executive home in the sought-after Oxford Mill swim/tennis community in Johns Creek! Thoughtfully renovated with high-end designer finishes, this stunning residence offers refined elegance and modern comfort throughout. Step inside to find newly installed hardwood floors across both main and upper levels, upgraded designer lighting throughout, and a neutral color palette that accentuates the home’s natural light. The chef’s kitchen is a true showstopper—featuring newly installed quartz countertops on expanded island, imported tumbled marble backsplash, a KitchenAid 5-burner gas cooktop with griddle, and an oversized island open to a flexible prep area or morning bar and breakfast room. The main floor also includes a guest suite with private en suite bath, an oversized formal dining room with bay window, and a butler’s pantry perfect for entertaining. A formal living room or office and an additional half bath for guests and the 2-story stack stone fireplace in the family/den area with travertine stone is a stunning statement with natural light pouring in which completes the main floor level. Retreat upstairs from the front or rear stairs to your luxurious primary suite with a cozy sitting room and a spa-inspired bath that rivals a high-end resort—featuring a Bluetooth-controlled lighting and sound system, soaking tub with 18 jets, fireplace and TV, walk-in shower with zoned water jets, rainfall option and bench, dual marble vanities with hand free faucets, and two separate walk-in closets with custom built-ins. Three additional bedrooms each feature direct access to fully renovated bathrooms. The finished terrace level is designed for entertaining and relaxation with a custom bar, media and billiards room, dedicated workout space, full bath, and a large workshop. Walk out to your private patio with outdoor fireplace—perfect for a future spa addition. Enjoy main-level access to your beautifully professional landscaped backyard oasis, complete with fire pit area and newly stained deck—ideal for gatherings year-round. Exterior boasts hard-coat stucco with stack-stone accents for timeless curb appeal. Oxford Mill is a vibrant, active community featuring a top-tier swim team, ALTA tennis, and walking trail to Dolvin Elementary. Opportunities like this are rare—schedule your private showing today!
Source: FMLS #7558657
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7558657
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.