Tall Pines Way, Little River, SC 29566
4 beds · 3 baths · 2,960 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled in the charming Palm Lakes Plantation in Little River, this stunning 4-bedroom, 3-bath natural gas home offers the perfect blend of beach-inspired living and modern luxury. Just a short drive from Cherry Grove Beach and all the vibrant attractions of North Myrtle Beach, this home is an ideal coastal retreat. Step into your own private oasis with a beautifully landscaped backyard that features a saltwater pool complete with a natural gas pool heater and a newly installed waterfall. Entertain in style with a bar featuring running water and electricity, an outdoor bathroom, convenient hot tub hookups with a privacy screen that doubles as a movie projector screen, and a large screened in porch. The home itself is in pristine condition, with a new roof installed at the end of 2024. On the first level of the home, you'll find a spacious primary bedroom and bathroom featuring a large linen closet and walk-in closet, two additional bedrooms and one additional full bathroom. Upstairs you will find a large loft area that serves as an extra living space, along with an additional bedroom, full bathroom, and ample storage. Recently updated with modern touches, the home boasts new fixtures throughout, including fandeliers and newly installed recessed lighting in the kitchen, newly installed custom shades window fixtures, and so much more. In the kitchen, you will also find stainless steel appliances, a striking "mermaid glass" accent wall, and to top it off a newly installed RO water system at the kitchen sink to go along with the full home Halo 5 water filtration system. This home has it all: comfort, style, privacy, and location. Don?t miss out on this rare opportunity to own a slice of paradise in Little River. Schedule a showing today and make this immaculate, beach-inspired home yours!
Source: MYRTLEBEACH #2505265
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2505265
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.