VA loan
1 of 40
VA loan
$885,000 SIGNIN

Sign in to see required down payment for the 3.5% rate

Pozzallo Pl, Myrtle Beach, SC 29572

3 beds · 3 baths · 2,670 sqft

Welcome to 6584 Cagliari Court, a stunning Dunwoody model in the prestigious Del Webb Grande Dunes 55+ community community. Built in 2019, this meticulously maintained 3-bedroom, 3-bath home sits on a private cul-de-sac lot with an extra-long driveway, a rare 3-car garage, and hurricane shutters for added peace of mind. Spanning 2,716 heated square feet (3,582 total square feet), this home offers spacious, open-concept living with high-end finishes. The gourmet kitchen boasts quartz countertops, stainless steel appliances, large corner pantry, oversized island, and ample cabinetry, making it perfect for cooking and entertaining. The great room and dining area flow seamlessly, leading to a Carolina room with serene lake setting. The owner’s suite is a private retreat featuring a spa-like bath with a walk-in shower, garden tub, dual vanities, and a custom-designed walk-in closet. Two additional bedrooms, each with access to a full bath, provide comfort for guests. A dedicated study/ flex room offers versatile spaces for work or relaxation. Step outside to enjoy the covered porch and fenced backyard overlooking the lake, creating a serene outdoor oasis. Residents of Del Webb Grande Dunes enjoy access to resort-style amenities, including indoor and outdoor pools, a state-of-the-art fitness center, tennis and pickleball courts, walking trails, and exclusive membership to the Grande Dunes Ocean Club. Located just minutes from the beach, shopping, dining, golf, and medical facilities, this exceptional home is the perfect blend of luxury and lifestyle. Don’t miss your opportunity to own this one-of-a-kind home—schedule your private tour today! Buyer to verify all details

Estimated
Seller's interest rate
3.5%
7%
Estimated
Monthly payment

$2,547
$3,161
You may also save up to $181,675 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,161 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3.5%
Remaining term
24 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,547
Principal & interest
$1,508
Mortgage insurance
-
Property taxes
$210
Home insurance
$449
HOA fees
$379
Utilities
Not included

Source: Public records

Home details
Size
2,670 sqft
Lot size
0.2 acres
Year built
2019
Type
Single Family Residence
HOA dues
$379.00

Source: MYRTLEBEACH #2508462

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 14, 2025 07:59 pm
Listing agent: Dona Lee (407) 697-5922
Listing provided courtesy of: RE/MAX Southern Shores (843) 839-0200
Details provided by MYRTLEBEACH and may not match the public record.
MLS ID: #2508462
Provided courtesy of the Coastal Carolinas MLS. Copyright ©2025 of the Coastal Carolinas MLS. All rights reserved. Information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the Coastal Carolinas MLS.
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