Marcia Ct, Myrtle Beach, SC 29579
5 beds · 3 baths · 3,443 sqft
Get a free consultation call with an expert in the mortgage assumption process.
BEAUTIFUL LAKE VIEW, BEAUTIFUL HOME & WONDERFUL COMMUNITY!!! 4-5 Bedrooms, 3.5 Baths. This lovely home should check off all of your boxes including, VIEW, LOCATION, COMMUNITY...!!! This home boasts a beautiful bright Kitchen with a stylish backsplash, large island, cook-top, wall oven, microwave, stainless steel refrigerator & pantry closet. Adjacent there is also a custom designed BUTLERS PANTRY that features a wine cooler, wine rack & beautiful cabinetry. The charming Breakfast Area is open to the Great Room & leads out to an enjoyable Screened Porch, that not only has a wonderful lake view but also a view of an outdoor private KOI POND. The enormous Great Room has a serene lake view & a gas FIREPLACE, that you are sure to indulge in relaxation & enjoyment together with family & friends. Additionally, there is a raised built-in office/homework area, that will satisfy your families needs for both ease & organization! The formal Dining Room will serve well for large family/friend gatherings & is appointed with a tray ceiling, crown moulding & wainscoting. The 1st Floor Master Suite also has a tray ceiling & offers a beautiful lake view. The Master Bath includes a double sink vanity, beautiful countertops, sizable shower & both a LINEN CLOSET & WALK-IN CLOSET! The 2nd Floor has 3 additional Bedrooms, all with WALK-IN CLOSETS; 2 bedrooms have access to a Jack n Jill Bath, each with its own separate private sink/vanity. The 3rd Bedroom, is approx 15x11 & has an entry door to the 2nd floor main full bath, making it an ideal 2nd floor master/guest suite. The 2nd Level Great Room/Media Room is approx 19x17 & is perfect in so many ways including easy access to a WALK-IN ATTIC! This home is equipped with so much more; just to name a few: Closets Galore throughout, easy install HURRICANE SHUTTERS, a New 2019 HVAC with new Thermostats, a Termite Bond, Ring Security with Cameras & an amazing spacious 2 Car Garage that also boasts an extended tandem area with a utility sink; great for a WORKSHOP or GOLF CART PARKING. For outdoor living, the large concrete Patio extends the length of the house & is perfect for entertaining! The Berkshire Forest community is well known for its wonderful amenities & a FULL-TIME LIFESTYLE DIRECTOR, (something very few communities offer!) The community offers 2 pools, a large lazy river, a fitness center, pickle ball, basketball, bocce ball, a dog park & walking trails... including the communities own 1.5 MILES OF SIDEWALK PATH for a relaxing walk or bike ride! The community location is also ideal; close to wonderful Beaches, Schools, Entertainment, Shopping, Library & Golf Courses! One Year Home Warranty from 2/10 Offered to Buyer!
Source: MYRTLEBEACH #2505706
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2505706
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.