9988 Winged Elm St, Ladson, SC 29456
4 beds · 3 baths · 2,489 sqft
Welcome home to this charming southern style traditional home complete with upstairs balcony, fresh low maintenance landscaping, and creative architectural features. Step inside and be greeted with a spacious true foyer, complimented with natural toned laminate that leads you into the heart of the home. Located off the foyer, you'll find an oversized separate dining room or flex space. Continue into the main living room, informal dining area and functional kitchen. You'll love that there is plenty of natural light and an open, yet designated floor plan. The kitchen gives plenty of countertop and cabinet space, perfect for any chef. Featuring wood toned cabinets for character, natural granite countertops, modern stainless appliances, porcelain tiled backsplash anda window above the sink for views of the backyard. The informal dining space provides separation from kitchen and living room while enjoying great views of the backyard through the sliding glass doors. Downstairs has a larger powder room, and multiple closet storage spaces. Continue upstairs, and you'll be pleased to find hard flooring throughout including in the bedrooms. A spacious loft can be used for a second living space, office, or hobby room. The private Owner's Suite is spacious, located at the end of the hallway. A well appointed ensuite features a separate upgraded tiled shower and garden soaking tub, dual vanity with cultured marble countertops. A huge walk-in closet completes the space. Upstairs has 3 separate secondary bedrooms, one of which is located down its own hallway providing the perfect location for a guest suite. The 'guest suite' has balcony access for enjoying southern nights. A shared bathroom is located off the 'guest suite' hallway. Completing upstairs is a laundry room and closet storage space. Make sure to check out the outdoor living space. A good sized screened porch is located just off the informal dining space downstairs through sliding glass doors. A large fenced yard provides a private clean-slate of a space to create your ideal backyard oasis. Coosaw Preserve is a highly desired community that has so much to offer. Amenities include a neighborhood swimming pool, play park, sidewalks for walking, and ponds. Zoned for popular DD2 school district. Centrally located with shopping, restaurants, schools, activities, highways, military bases, downtown Charleston, beaches, golf courses and so much more within a short driving distance.
Source: CTAR #25007318
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25007318
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.