1 of 27

9972 Trailing Vine St

Las Vegas, NV 89183

3 beds · 3 baths · 1,429 sqft

$394,990

$1,659/mo at 4.25% with Roam

$1,819/mo at 7% with a bank loan

Get prequalified

About this home

Located in the beautiful Silverado Ranch, This lovely home FEATURES A BACKYARD, PRIVATE DRIVEWAY, SIDEWALKS ON BOTH SIDES OF THE STREET, OVERNIGHT PARKING ON THE STREET, 2 full bathrooms, and a half bathroom downstairs. Spa-like primary bathroom includes walk in shower with custom tile work throughout. Spacious open floor plan to include a large living room upon entry. Kitchen includes tile countertops, tile flooring, and a breakfast bar counter top with new stainless steel appliances. Loft area makes a perfect work from home office. Backyard includes a covered patio. Located in the serene Silverado South community, convenient to parks, freeway access, and tons of shopping and dining options.

Source: LASVEGAS #2658729

1,429 sqft
4,356.0 sqft
Single Family
Built in 2000
Air conditioning

Neighborhood
Use two fingers to move the map

FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Jul 02, 2025 06:26 pm
Listing provided courtesy of: Silver State Realty & Inves (702) 730-2080
Details provided by LASVEGAS and may not match the public record.
MLS ID: #2658729
The data relating to real estate for sale on this website comes in part from the INTERNET DATA EXCHANGE Program of the Greater Las Vegas Association of REALTORS® MLS. Real estate listings held by brokerage firms other than this site owner are marked with the IDX logo. information being provided is for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. GLVAR deems information reliable but not guaranteed. Copyright © 2025 of the Greater Las Vegas Association of REALTORS® MLS. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.