9945 SW 55th Avenue Rd, Ocala, FL 34476
3 beds · 2 baths · 1,768 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home in the Meadow Glenn gated community of SW Ocala! Built in 2017, this stunning 3-bedroom, 2-bathroom residence combines modern elegance with accessibility, offering a perfect blend of comfort and style on a spacious .25-acre corner lot. Step inside to discover an inviting open floor plan, where the heart of the home—a gourmet kitchen—shines with granite countertops, stainless steel appliances (including a dishwasher, refrigerator, and range), a large pantry, and a central island ideal for gatherings. The kitchen flows seamlessly into the dining and living areas, all adorned with sleek laminate flooring, creating a warm and cohesive space for everyday living and entertaining. The primary suite is a true retreat, featuring a generous walk-in closet and a luxurious en suite bathroom with dual sinks, a spacious walk-in shower, and a private door leading directly to the backyard—an exclusive touch for serene escapes. Two additional bedrooms provide ample space for family, guests, or a home office. Practicality meets elegance in the well-appointed laundry room, complete with cabinetry and a deep sink. Outside, the 3-car garage offers abundant storage and convenience, while the 6-foot vinyl privacy fence encloses a beautifully landscaped backyard. Enjoy the open covered porch, perfect for relaxing or hosting, and a versatile shed for extra storage. Rest easy knowing this home is not in a flood zone, adding peace of mind to its many charms. Both full bathrooms, entrances, and hallways are designed with ADA accessibility. Situated in the sought-after Meadow Glenn community, this home offers both tranquility and proximity to Ocala’s finest amenities. Ideally situated moments from schools, restaurants, hospitals, shopping, a brand-new Publix, and easy access to I-75. Don’t miss the opportunity to own this meticulously crafted residence—schedule your private tour today!
Source: STELLAR #GC530040
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC530040
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.