9941 Periwinkle Preserve Ln Apt 104 # 104, Fort Myers, FL 33919
2 beds · 2 baths · 1,528 sqft
Sellers willing to negotiate, BRING OFFERS! Discover the perfect blend of comfort, convenience, and investment potential in this 2 Bed + Den / 2 Bath First-Floor condo. Designed for easy living, the open and airy floor plan maximizes natural light, while the kitchen features a cozy breakfast nook and spacious breakfast bar for additional seating. Step out onto the screened-in lanai, where lush landscaping provides a sense of privacy—perfect for enjoying your morning coffee or unwinding in the evening. Located in the sought-after Tortuga community, residents enjoy access to top-tier amenities, including a sparkling pool, clubhouse, fully equipped fitness center, and a community room with a kitchen—perfect for hosting gatherings. Love the outdoors? Take advantage of the tennis and pickleball courts, a dedicated dog park, and beautifully landscaped walking paths. With quick access to Fort Myers Beach, Sanibel, and Captiva, this condo is ideal for full time residents looking for easy living, seasonal residents looking for a warm winter escape and offers strong rental appeal for vacationers. Whether you're searching for a second home to enjoy during the winter months or an income-producing property, this location provides exceptional value and opportunity. Don’t miss your chance to own a piece of paradise—schedule your showing today and experience the best of Southwest Florida living!
Source: FORTMYERS #225008230
Financials
Source: FORTMYERS #225008230
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.