9940 WILLIAMS DR, Huntley, IL 60142
Fun and Fabulous 2-Bedroom + Loft Townhouse in Talamore - Your Happy Place Awaits! Get ready to fall in love with this stylish and vibrant 2-bedroom + loft, 2.5-bathroom townhouse in the lively Talamore community! This rarely available end-unit is a total gem, offering tons of space, privacy, and modern flair. Walk into a stunning two-story living room that's bursting with natural light, making the whole place feel bright and cheery. Hosting friends and family is a breeze in your separate dining room, perfect for dinner parties and holiday feasts. The kitchen is an absolute delight, featuring 42-inch cabinets, shiny stainless steel appliances, and beautiful granite countertops-perfect for whipping up your favorite meals. Just off the kitchen, the cozy family room with a fireplace is the ultimate spot to kick back and relax. Upstairs, the spacious loft offers endless possibilities-it could be your new home office, game room, or easily converted into a third bedroom. You'll love the convenience of the second-floor laundry, and the massive master closet is just begging to be filled with your favorite outfits. The master suite is your personal retreat, with a spa-like bath featuring a soaker tub, separate shower, and double vanity. This end-unit has no homes behind it, giving you that extra bit of peace and privacy you crave. But the real fun begins with the Talamore community amenities! Dive into the sparkling pool, zoom down the water slides, challenge friends to a tennis match, or explore the scenic walking and bike trails. Plus, the clubhouse is perfect for parties, and there's even a fishing pond for those relaxing weekend moments. With top-rated schools and so much to enjoy, this home is the perfect place to live, laugh, and love. Don't miss out-schedule your fun-filled tour today!
You may be able to put down less than the total down payment amount of $103,964 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #mrd12156691