994 CANDLER PL, The Villages, FL 32162
WELCOME TO 994 CANDLER PLACE in THE VILLAGE OF SUMMERHILL!!! This Ever Popular and Hard to Find Golf Cart Garage home is located in one of the most desired areas of The Villages and a short golf cart ride away from shopping, restaurants, medical and all that CR 466 Villages Corridor brings. Also located nearby are a multitude of pools, golf courses, country clubs and recreation centers, including the Polo Club, the Savannah Center and two Town Squares. Upon arriving at the home, you will notice the beautiful Florida Landscaping and Rock Beds leading to the Leaded Glass Front Door. with Double Sidelights. The Driveway is adorned with Pavers that were recently sealed. This 3-Bedroom 2 Bath Expanded "Amarillo" Model was recently updated and is nestled in a neighborhood of similar Ranch homes. Porcelain Tile Flooring and Crown Molding flows throughout the home. The Large, Open, Bright Newly Renovated Kitchen features Shaker Cabinetry with Quartz Counters, Stainless-Steel Appliance, and Updated Can Lights. A beautiful Subway Tile Backsplash completes the kitchen. The dining room, just off the kitchen, is part of the Large Open Living Area that leads to the expansive covered Lanai and Bird Cage complete with new Privacy Screening. The Primary Bedroom Suite features a Closet Tec System and an Ensuite Bath with Porcelain Tiled Walk -In Shower, Double Vanity with Quartz Counters, a Chevron Backsplash and New Bath Faucets and Mirrors. The Offset Guest Wing of the home features Two Spacious Bedrooms and a Guest Bath with New Vanity, Tub with Shower, New Quartz Counters, Faucet and complimenting Mirror. One of the Guest bedrooms has a door leading out to the newly resurfaced Lanai. Among other enhancements in this fabulous home include New Hunter Ceiling Fans throughout, new Window Blinds, New Lighting, Gutters, freshly painted interior and a multitude of Solar Tubes providing Natural Florida Sunlight. Both Garage Doors are screened, and the Garage floor was just Epoxied. If you are looking for a move-in ready, totally updated home, you may want to say yes to THIS ADDRESS. I'd love to show you this fabulous home. The home comes with the remainder of a Broward Factory Warranty good through the spring of 2025.
You may be able to put down less than the total down payment amount of $26,995 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5084948
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.