9934 SE 64th Ave, Belleview, FL 34420
4 beds · 2 baths · 2,754 sqft sqft
Welcome to your ideal retreat, located at the crossroads of Ocala, Belleview, and The Villages! This spacious 4-bedroom, 2-bathroom home is set on just under 2 acres, offering a peaceful private setting while being perfectly positioned near the area’s most desirable amenities. Needs a little bit of tlc, It has newer roof and newer HVAC Upon entering through the front door, you are greeted by a welcoming foyer. To the right, a formal dining room and a spacious kitchen await—perfect for hosting family gatherings or holiday dinners. The open floor plan seamlessly connects the dining area to a light-filled living room with a cozy fireplace, creating an inviting space for entertaining and relaxing. The master suite is a true haven, featuring his-and-her walk-in closets and a luxurious master bathroom with dual sinks, a large soaking tub, and a separate shower. On the opposite side of the home, two generously sized bedrooms share a full bathroom, offering privacy and comfort. Just off the foyer, the fourth bedroom is ideal for a home office or guest room. One of the home’s highlights is the entertainment sunroom—equipped with a bar, stove, and refrigerator. This versatile space is perfect for hosting parties, enjoying weekend brunches, or simply unwinding while taking in the view of your expansive backyard. With a spacious back patio, a charming fireplace, and the tranquility of wide-open spaces, this property truly offers the best of both worlds. Though nestled in a peaceful community, this home is just minutes away from the shopping, dining, and entertainment options of The Villages, as well as the conveniences of downtown Ocala and Belleview. Schedule your private showing today to experience all that this exceptional property has to offer!
Source: STELLAR #om683518
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om683518
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om683518