VA loan
1 of 55
VA loan
$525,000 SIGNIN

Sign in to see required down payment for the 3.88% rate

9934 Moss Rose Way, Orlando, FL 32832

3 beds · 2 baths · 1,774 sqft

One or more photo(s) has been virtually staged. Must See!! This is the one!! Beautifully maintained, 1 story, Lake Nona pool home in East Park that is ready to move-in. You will be amazed the moment you walk in the brand new front door. The pristine condition of this home features many updates including a New Roof in 2020, A/C in 2018, Vinyl Fence in 2021, Resurfaced Pool in 2024, remodeled kitchen in 2017 with 42" cabinets, granite countertops, energy star stainless steel appliances, whole house water filtration system and wood-look tile flooring throughout. The remodeled primary bathroom boasts designer tiles, shower glass enclosure, dual rain showers, dual sinks, vanity seating and granite countertop. Special touches throughout the home include fresh paint, brushed nickel outlet and light switch covers, 5 1/4" baseboards, recessed lighting, smart lights and ceiling fans in all rooms. The indoor laundry room has wood cabinets and newer Maytag washer and dryer. The spacious dining room provides a perfect space for enjoying meals around the table together. Enjoy sitting in your breakfast nook or on your covered lanai, which overlook the sparkling pool and spacious fenced backyard that backs up to a conservation area. The landscaped lawn with Florida friendly trees, plants and natural rocks is easy to maintain. The covered front porch provides a tranquil space to relax and enjoy the outdoors in your rocking chair. The East Park community has a LOW HOA fee, its own lake lined walking trails, tennis courts, pickleball courts, sand volleyball courts, multiple parks throughout the community with playgrounds, picnic areas, BBQ grills, benches & gazebos. Location, Location, Location!!! Located in the heart of Lake Nona within minutes of all major shopping, dining and entertainment, Orlando Int'l Airport, Lake Nona's Medical City, and the ever-growing Lake Nona Town Center. Easy access to Hwy 417 and 528.

Estimated
Seller's interest rate
3.88%
7%
Estimated
Monthly payment

$1,982
$2,361
You may also save up to $94,677 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,361 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
3.88%
Remaining term
20 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,982
Principal & interest
$1,246
Mortgage insurance
-
Property taxes
$230
Home insurance
$476
HOA fees
$28
Utilities
Not included

Source: Public records

Home details
Size
1,774 sqft
Lot size
0.16 acres
Year built
2005
Type
Single Family Residence
HOA dues
$28.70

Source: STELLAR #O6295488

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:28 am
Listing agent: Kerry Gutierrez (321) 441-6223
Listing provided courtesy of: BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P (407) 730-8737
Details provided by STELLAR and may not match the public record.
MLS ID: #O6295488
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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