9923 W WHYMAN AVE, Tolleson, AZ 85353
Welcome to your new home at 9923 W Whyman Ave, located in the heart of Tolleson, Arizona. This 2,381Sq Ft residence features 3 spacious bedrooms and 2.5 bathrooms and brand new exterior paint. As you step inside, you're greeted by an open and inviting living area, bathed in natural light through the front windows. The open floor plan seamlessly connects the living room to the kitchen, creating the perfect space for entertaining guests or enjoying family gatherings. The Primary bedroom is on the first floor while the remaining bedrooms are on the second along with a large upstairs living area. Step outside and create your own private sanctuary, where yo can relax and unwind in the backyard. Whether you're hosting a barbecue with friends or simply enjoying a quiet evening under the stars, this outdoor space is large enough for any activity! Conveniently located in Tolleson, this home offers easy access to shopping, dining, entertainment, and major highways, making it a commuter's dream. With its unbeatable location and charming neighborhood, 9923 W Whyman Ave is truly a place to call home. Don't miss your chance to make this wonderful property your own.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6690347