9911 SAGE CREEK DR, Sun City Center, FL 33573
Welcome to this exceptional residence in the sought-after Belmont Community located in the Ruskin/Sun City Center area! Spanning an impressive 4,268 sq ft, this home offers both space and elegance. Arriving at this fabulous home you will love the expansive paver driveway and generous 3-car garage. When entering the home, you'll love the grand foyer with soaring ceilings and an open-concept layout. The main level is well dressed in stylish tile flooring set on a diagonal throughout the main level. At the front of the home is a versatile office with double doors, ideal for remote work or study. Off the foyer and down the first hall you will find a welcoming in-law suite on the first floor, complete with its own full bath—ideal for multigenerational living. The laundry room is equipped with ample storage and a large closet under the stairs. Adjacent to the kitchen is the elegant formal dining room with ample space for any gathering. Connecting the dining room and kitchen is a double butler’s pantry with an awesome size walk-in pantry! The well-appointed kitchen features tall cabinets and a massive island. A cozy eat-in area offers picturesque views of the conservation area. The family room is generous in size, perfect for entertaining and relaxing. The expansive master bedroom is located on the main floor! The luxurious master bathroom features a large shower, garden tub, two separate sink spaces, and two walk-in closets. Upstairs you are greeted by a massive bonus room with two bonus closets!! There are also 4 more bedrooms and 2 full baths (one is a jack and jill bath). All the bedrooms are large and have walk-in closets. The storage in this home is fantastic with closets everywhere! Outside the backsliders is the tranquil lanai overlooking a serene conservation area—perfect for relaxation. The home has solar panels that are PAID OFF! This home is meticulously maintained and offers abundant space for comfortable living. Don’t miss the opportunity to own this gem—schedule your appointment today! More photos soon!
You may be able to put down less than the total down payment amount of $235,010 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8300501