9905 Periwinkle Preserve Ln, Fort Myers, FL 33919
2 beds · 2 baths · 1,957 sqft
Welcome to the luxurious villa located in the gated community in Fort Myers, FL. With over 1,500 square feet of living space, this elegant residence features two bedrooms and two full baths, providing the perfect setting for comfort and relaxation. Step into the fully equipped kitchen, complete with modern appliances, making it ideal for culinary enthusiasts. The community offers a variety of amenities, including a resort-style in-ground pool and a separate sauna for ultimate relaxation. Stay active with access to a fully equipped fitness center, as well as basketball, tennis, and pickleball courts. Pet lovers will appreciate the gated dog park, equipped with facilities for their furry companions. Enjoy social gatherings at the clubhouse, which features books and tables for indoor activities. Golf enthusiasts will be pleased to find ten golf courses within a two-mile radius, catering to all skill levels. Beach lovers can take delight in being just a short drive away from renowned beaches such as Sanibel, Fort Myers, Estero, and Lovers Key. Experience a low-maintenance lifestyle with professional landscaping and community management, allowing you more time to explore nearby shopping, dining, entertainment, and healthcare facilities. Don’t miss the opportunity to enjoy this ideal blend of tranquility and convenience in one of Fort Myers’ most sought-after locations. *** Roofs in complex replaced 2023, Kitchen and bath Fixtures replaced 2024, Locks replaced 2024.
Source: FORTMYERS #225018485
Financials
Source: FORTMYERS #225018485
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.