99 WESLEYAN WAY, Dallas, GA 30132
Welcome to fun and easy living in North Paulding High School district on a cul-de-sac! Built in 2018, you have the peace of mind of a newer home, the luxuries of a high-end home and the savings of it being turnkey. Open concept with a kitchen ready to cook and entertain including a farmhouse sink, quartz counters, hexagon backsplash, gas cooking, soft-close cabinets and built-in trash. The kitchen connects the living and dining rooms, which both have vaulted ceilings and wood burning fireplaces with mantels. The master suite is conveniently on the main level with a spa-like bathroom with a tiled shower, jetted tub, double vanities, water closet and walk-in closet. The main floor also has an office, laundry room and powder room. Upstairs youCOll find three additional bedrooms, one with direct access to the tiled bathroom and two independent vanities. The upgrades continue with the systems and efficiency, tankless water heater, high efficiency HVAC with 3 zones, foam insulation including the attic and garage and Hardie plank siding. AND the garage has been finished, insulated and heated and cooled, currently outfitted as a sports bar with a pool table, big screen tv and LVP flooring. The backyard is ready for grilling, hanging by a firepit or playing catch or cornhole. You will love living here, so come check it out before someone else buys it!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10372725