9876 Woodbriar Ln, Carmel, IN 46280
3 beds · 2 baths · 1,730 sqft
Discover the charm and comfort of suburban living in this delightful home, nestled in a peaceful neighborhood of Carmel. This all-brick home welcomes you with its newly remodeled interior, designed for comfort and aesthetic appeal. Luxury vinyl plank flooring flows seamlessly throughout the house. The newly remodeled kitchen offers white cabinets, stainless steel appliances, and a coffee bar. The primary bedroom is a refuge of relaxation, boasting an updated en-suite with a walk-in shower and a chic new vanity. There are two additional, generously sized bedrooms, which share a refreshed bathroom, ensuring room and privacy for everyone. For the entertainer at heart, this home offers two spacious areas inviting jovial gatherings. Formal dining is rejuvenated with a designated dining room, ideal for hosting dinners and making memories. Step outside to the huge backyard, where a wooden deck offers the perfect stage for barbecue Sundays and a mini barn for stowing away your gadgets and gear. Practical updates like a newer HVAC system and water heater ensure this home is as functional as it is beautiful. Located just moments away from the Monon Trail and within easy reach of Carmel Clay Parks & Recreation, this home offers convenience and leisure. This house is much more than a place to live-it's a place to love and create lifelong memories. Don't miss out!
Source: MIBOR #22018669
All values shown are estimated costs / mo.
Source: Public records
Source: MIBOR #22018669
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.