9875 Greensview Cir, Lone Tree, CO 80124
3 beds · 4 baths · 3,193 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautifully maintained, updated and move-in ready townhome with a prime location in Lone Tree! The main level features an updated eat-in kitchen with granite counters, kitchen island, double oven, gorgeous cabinets with pullouts, a reverse osmosis system, wood flooring and plantation shutters. The dining room has west facing windows with peak-a-boo views of the mountains and Lone Tree Golf Course. The cozy family room has a gas fireplace, vaulted ceiling, skylights and a dry bar with a beverage fridge. A main level office with wood flooring and updated powder bath finished out the main level. Upstairs, the primary suite boasts those fabulous west facing views, a vaulted ceiling, ceiling fan, 5-piece bathroom with soaking tub and a walk-in closet. The other upper level bedroom has a ceiling fan, walk-in closet, window bench with storage, plantation shutters and an en suite full bathroom. The walk-out basement is perfect for lounging or hosting guests with a good sized great room with a gas fireplace, another bedroom with a walk-in closet, full bathroom with an updated vanity, laundry room with a utility sink, cabinets and folding table (washer & dryer are included). The large mechanical room provides great space for storage (shelving and garage refrigerator are negotiable). When the weather is nice, there are 3 outside living spaces between the quaint enclosed front courtyard, the upper level deck and lower level covered patio. The freshly painted fenced in backyard has turf for the pups and easy maintenance. The attached two car garage has an entrance to the home as well as an exterior door to the courtyard. Other plusses: new water heater (2025), the HOA shovels the driveway, 2 miles to the Lincoln Light Rail Station, minutes to grocery, gas and restaurants as well as walking trails and the Bluffs Regional Park Trailhead. It's all right here!
Source: RECO #7264835
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #7264835
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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