9870 Hidden Enclave Ct, Peyton, CO 80831
5 beds · 4 baths · 3,262 sqft
Beautiful 3 year old 2-story on a large corner cul de sac lot in the desirable Stonebridge at Meridian Ranch Community. Shows like a model and it is move-in ready! The main level is open and bright with a cozy living room with a linear gas fireplace, a granite and stainless steel island kitchen, a dining area with a walkout to the backyard, a bedroom, and a full bathroom. Upper level features a large master suite with a walk-in closet and private master bathroom, a spacious loft, 2 more bedrooms, a full bathroom, and a laundry room. The finished basement features a spacious living room, a bedroom, and a full bathroom. 9 foot basement ceilings. New blinds. A/C. White cabinets, granite (minus 1 bath), undermount sinks, and soft close cabinets/drawers throughout. Professionally landscaped front and back yards. Trex deck, patio, grass area, and white vinyl privacy fencing. French drains. Auto sprinkler system. Conveniently located for easy access to the military bases, great schools, restaurants, shopping, parks, hiking trails, and golf. Living in Stonebridge at Meridian Ranch gives you access to 2 recreation centers (soon to be 3). Meridian Ranch welcomes its residents with a golf course; multiple parks; 215 acres of open space; 25 miles of trails; a dog park; and a recreation center that offers year-round indoor pools, heated outdoor pool, group fitness classes, personal trainers, a fitness center, a gymnasium, organized youth sports, parent’s nights out, festivals, birthday parties, and community outdoor events. The Lodge at Stonebridge is a recreation center that offers a 24/7 fitness center, a theater room, a craft room, gathering rooms for birthday parties or club meetings, and pool, ping pong, and air hockey. The soon to be completed MSMD Field House Recreation Center will have a fitness center, childcare center, a suspended walking track, an outdoor turf area, and an indoor turf field for soccer, lacrosse, flag football, and recreational activities.
Source: PPMLS #9561389
Financials
Source: PPMLS #9561389
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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