9860 Granite Park Ln, Peyton, CO 80831
5 beds · 3 baths · 2,277 sqft
Welcome to this stunning 5-bedroom, 3-bath, 3-car garage two-story home, nestled on a quiet cul-de-sac and sitting on over 12,000 square feet of land. The main level of this home is bright and open, with abundant windows that flood the space with natural light. The kitchen, living, and dining areas flow seamlessly together, providing the ideal setting for modern living. The spacious kitchen boasts white cabinetry, beautiful quartz countertops, and a stylish full backsplash. From the dining area and kitchen, you have easy access to a large patio, perfect for alfresco dining and enjoying summer evenings. This spacious property offers a large, fenced backyard perfect for entertaining, and provides a safe, open space for kids and pets to explore. The upper level features a spacious primary suite along with four additional bedrooms, two more bathrooms, and a conveniently located laundry room. The layout offers plenty of space for your family to spread out and relax. The large unfinished basement is a blank canvas, ready to be transformed into the space of your dreams—whether it’s a home theater, gym, or additional living area. As a resident, you'll enjoy access to a fantastic community center that enhances your lifestyle. Take advantage of two pickleball courts, a raised garden bed that you can reserve for your own private planting, a fully equipped gym, two indoor pools, an outdoor pool, and a game room complete with a poker table. Plus, there are food trucks and holiday events, making this community the perfect place to meet new friends and create lasting memories. With its spacious layout, amazing community amenities, and prime location, this home is a true gem. Don't miss your chance to make it yours!
Source: PPMLS #5041271
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #5041271
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.