9840 Jon Boat Way, Boerne, TX 78006
4 beds · 3 baths · 2,408 sqft
Welcome to 9840 Jon Boat Way, a stunning single-family home located in the picturesque neighborhood of Balcones Creek. Built in 2018, this move-in ready home boasts 4 elegant bedrooms and 3 beautiful bathrooms. Step inside to a long, welcoming foyer that makes for an impressive entrance. To your left, discover two secondary bedrooms with a shared bathroom-the perfect space for family or for overnight guests. To your right, find another secondary bedroom with its own bathroom-an ideal spot for a comfortable guest suite. Beyond the bedrooms, find yourself in a relaxing space perfect as a retreat, study, or playroom. The house features a large family room, offering plenty of space to entertain guests or relax with loved ones at the end of the day. The room seamlessly transitions to a spacious kitchen and dining area. Cooking enthusiasts will be thrilled with the generous counters and modern appliances. Step outside and take in the wonderful curb appeal of this home. Picture yourself enjoying peaceful mornings or tranquil evenings in the backyard, the perfect spot for grilling, al fresco dining, or simply taking in the beauty of the Texas sky. Enjoy all that Boerne has to offer. From nature parks, local boutiques, restaurants, and excellent schools, this area provides an incredible combination of urban amenities in a serene setting. The community is vibrant, friendly, and engages in various neighborhood activities. Living in Boerne means enjoying the best of both worlds-a tight-knit community and the excitement of city life. In this home at 9840 Jon Boat Way, experience more than just comfortable living. Enjoy a lifestyle filled with pleasant memories, exciting adventures, and priceless moments. This house is more than just a home-it's a haven.
Source: SABOR #1773709
Source: SABOR #1773709
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1773709
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.