984 W Camino Pablo Dr, Pueblo, CO 81007
5 beds · 3 baths · 3,866 sqft
Pueblo West Custom Home with 7 to 9 Car Enclosed Parking capability!! PAVED ROAD takes you to this Rancher with Finished Basement. 1.2 Acres with 3,866 square feet of living space. Vaulted Ceilings with on main level & 10 ft ceilings in basement for that open feel thru out. Travertine tile and Granite throughout in Kitchen, Baths, and Laundry. Plush carpeted bedrooms and theater room. Oversized Main bedroom with Walk-in closet. Natural Gathering Space in Kitchen - Hickory Cabinets, Island with Warming Drawer, Wine Rack, & Gas Cooktop at Island.. Stainless appliances. ALL Open to Living, Dining, and Sitting nook. Jumbo Main-level laundry for Convenience. Large Pantry and Multiple Hidden areas for storage space throughout home. WOW the Finished Basement! More Entertaining Space: Open Floorplan, Wet Bar, with carpet and stained concrete floors. Perfect for oversized sectional sofas & it's wired for surround sound. Two Super-sized bedrooms in basement each with Large walk-in closet. Continue the celebration Outdoors on your Covered rear patio - stamped concrete, built-in natural gas firepit, and grill. Rock Landscaping, grass is reseeded and ready for fall. Detached Cleary garage (apprx 48 x 30) in addition to the Attached 3 Car Finished Oversized Garage. Quick drive to Pueblo Reservoir, Golf, restaurants, schools, and shopping. >Take Hwy 115 OR use I-25 transport to Fort Carson - appx 38 minute commute. VA Ready!! FIBER WiFi! Set up a Showing!!
Source: PPMLS #6831142
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6831142
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6831142
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.