983 Sandy Ridge Rd, Mcdonough, GA 30252
5 beds · 3 baths · 3,178 sqft sqft
|| MASTER ON MAIN || || MODERN KITCHEN WITH STAINLESS STEEL APPLIANCES || || GRANITE COUNTERTOPS & TILE BACKSPLASH || || NO HOA || || 1 ACRE LOT || || 20 MINUTES TO HIGHWAY || || QUIET NEIGHBORHOOD WITH MINIMAL TRAFFIC || || 10-15 MINUTES TO MCDONOUGH SQUARE || || $5000 BUYER INCENTIVE AVAILABLE || ** What You'll See** Step inside this stunning FIVE-BEDROOM home and take in the beauty of its open floor plan. The bright MODERN KITCHEN with STAINLESS STEEL APPLIANCES, sleek GRANITE COUNTERTOPS, and TILE BACKSPLASH is a showstopper. You'll also love the view to the family room, perfect for keeping an eye on loved ones or catching the sunset through large windows while enjoying your meal. Outside, the sprawling 1 ACRE lot provides plenty of greenery, allowing you to imagine endless possibilities for gardening or outdoor fun. ** What You'll Hear ** Enjoy the quiet serenity of this PEACEFUL NEIGHBORHOOD with MINIMAL TRAFFIC perfect for unwinding after a busy day. Whether you're cooking up a meal in the kitchen or relaxing in the family room, you'll hear soft chatter or the distant sounds of nature filtering in through open windows. If you're entertaining, your home will be filled with laughter and conversation that flows seamlessly between the kitchen and living spaces. ** What You'll Feel ** Walking through this home, you'll instantly feel a sense of comfort and spaciousness. The MASTER ON MAIN creates an easy, luxurious living experience, giving you privacy and convenience. The open layout invites connection while offering plenty of room to spread out. You'll also appreciate the touch of cool GRANITE as you prepare meals, and the cozy warmth of the family room where relaxation comes naturally. ** What You'll Experience ** Living here offers you a lifestyle of balance close enough to MCDONOUGH SQUARE for dining and shopping, yet far enough to experience true peace and quiet. With NO HOA restrictions, you'll have the freedom to personalize your home, inside and out, to reflect your unique style. The UPGRADED SEPTIC TANK PUMP ensures low maintenance, allowing you to focus on what matters most enjoying life in a SMOKE-FREE HOME surrounded by nature and privacy. Plus, enjoy added peace of mind with a $5000 Buyer Incentive that can be used towards closing costs or paint and flooring!
Source: GAMLS #10387491
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10387491
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10387491
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.