9818 Old Hyde Park Pl, Bradenton, FL 34202
4 beds · 3 baths · 3,711 sqft
Totally remodeled Family Home with NEW TILE ROOF is now available in The Sanctuary of River Club! The is exquisite family home built by Todd Johnston offers 4 spacious bedrooms and 3 remodeled bathrooms! Located on a quiet cul-de-sac, this family home is loaded with upgrades and won’t last long! Step inside and be prepared to be amazed and the open floorplan with brand new kitchen! Don’t miss the gorgeous new cabinets, quartz countertops, beautiful backsplash and all new appliances and lighting! The first floor is adorned with gorgeous new engineered wood wide plank flooring! The living room overlooks the enormous lanai and spectacular saltwater pool and spa! The summer kitchen has a brand-new gas grill and plenty of outdoor cabinetry for all your entertaining needs. The pool cage is freshly painted with all new screens with panoramic views of the serene pond! Families will love the split floorplan with primary wing one side with fantastic primary bathroom with dual sinks, glamourous new shower with dual shower heads, free standing tub, new cabinets with quartz cabinets and separate water closet! The primary closet is fit for royalty with exceptional built-ins! The dining room has new wine wall and stunning new lighting that will impress the most discerning buyer! The family room opens to the outdoor space and allows for daily views of sunset skies! The generous size lot boats nearly a half-acre for furry friends and more! The generous size office is conveniently located in the rear of the home offering quiet space away from the heart of the home and private door to the exterior. A guest bedroom is located on the first floor adjacent to a remodeled full bath. Travel up the stairs to massive bonus room with a built-in workspace and viewing balcony for a breath of fresh air or taking in the sunset! Two additional guest rooms share a hall bath that has been remodeled with timeless choices! Buyers have peace of mind with two newer AC’s, freshly painted exterior and interior, new lighting inside and out and so much more! River Club is an optional golf community with NO CDD’s and minutes to Lakewood Ranch Main Street, Waterside and University Town Center! River Club has low HOA’s and located in between State Road 70 and University Parkway! The garage is an oversized 2 car, side load garage with room for a third car or extra storage space! This home has it all and ready for occupancy! Book your tour today and move in before the school year gets started!
Source: STELLAR #a4627176
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627176
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627176
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.