VA loan
1 of 71
VA loan
$2,999,700

9811 Klein Ct, New Braunfels, TX 78132

6 beds · 7 baths · sqft

DISCOVER EXTRAORDINARY ELEGANCE IN THIS EXCLUSIVE HILL COUNTRY ESTATE IN WORLD-RENOWNED NEW BRAUNFELS! This palatial mansion in gated Rockwall Ranch on acreage takes your breath away with glamour while its functional design welcomes a luxurious lifestyle with ultimate comforts. Three stories, six bedrooms (five of which are ensuites), six and a half baths, three-car garage, resort-style pool & outdoor kitchen barely highlight the vast offerings in this captivating home with 10,031 square feet under roof! Drive through the oak-studded limestone hills, through gates of a graceful community where deer dot the front yards of neighboring estates. From the circular drive, be stunned by exquisite curb appeal of this stately residence. Through double doors step onto gleaming travertine floors of the soaring foyer, warmed with natural light, that shares a view of the waterfall, pool, outdoor living space and oak draped lawn. Be charmed by all the custom touches from expected, like lavish engineered hardwood flooring, to the unexpected, like the water which cascades from the ceiling to fill the bathtubs! The office to the left boasts gorgeous wooden wall cabinetry, offering a secret passage to the master bath suite! Dazzling dining room, overlooking xeriscaped front yard, leads into a spectacular kitchen--a true chef's paradise with gas cooking surrounded by custom hickory cabinets, exclusive Brazilian Black Fusion granite countertops, 8x6 foot island & breakfast bar next to an eating nook & walk-in pantry. The main master suite is tucked behind a cozy living room with its 2-way electronic fireplace & classy wood built-ins and past a massive laundry room complete with sink. Here, relax and enjoy a view of your lush acreage through a bay window from bed or adjacent sitting area, then step into a bath suite fit for the Four Seasons--his&hers vanities, copper tub w/ ceiling waterfall cascade & fireplace, walkthrough shower with river rock floor, hickory built-ins and HUGE walk-in closet as well as an overflow closet. A second master suite is on the opposite side of the first floor with full bath. Upstairs find a THIRD master suite with huge walk-in closet, another tub with waterfall cascade, river rock shower plus custom granite his&hers vanities with bowl sinks. Two other bedrooms up are ensuites and a third shares a gorgeous hall bath with the gameroom. Play foosball & air hockey with the space offered here, along with a mini-kitchen or step into the media room with riser, theatre seating and projection screen. A second office space up is perfect for home gym or meditation room. The upstairs loft offers another place to hang out or step onto the huge balcony which overlooks your outdoor entertaining mecca. Down here, the long covered porch opens to the sparkling, heated, self-cleaning Anthony&Sylvan Pool with dramatic waterfall, multiple showering fountains, elaborate lighting & jacuzzi, all with a view of the 65" TV mounted over the outdoor fireplace. Pull up a seat at the outdoor kitchen bar to watch your host cook up a feast from the griddle, pizza oven, smoker or gas grill. Set the stage for a peaceful evening at a separate fire pit sitting area! Ah, the best surprises might be last as the 3rd floor carpeted 800 sf great room could be 3rd living area, storage or a private apartment. The three-car, air-conditioned garage sports a man cave with TV, barber shop, golf cart and second laundry with washer and dryer. Interior & exterior surround sound plus whole home intercom system set a perfect audio atmosphere. The ultimate efficiency shows in shockingly low utility bills thanks to spray foam insulation & energy-star appliances. Highly rated Comal ISD schools & the supreme location of this upscale villa make it rare--on a cul-de-sac in the peaceful country, yet just 10 minutes from I-35 & shopping conveniences, 30 minutes to downtown San Antonio & a short drive to popular river hotspots in Gruene. Visit soon--make this sanctuary yours!

Interest rate 3
4.38%
With Roam
7%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$3,151
With Roam
$3,885
Reduce your monthly payments by $734 when you assume this mortgage.
You also save $171,786 in total interest paid.

$2,504,383
Edit

You may be able to put down less than the total down payment amount of $2,504,383 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Lot size
1.2 acres
Year built
2013
Type
Single Family Residence

Source: SABOR #1589037

Loan
Remaining term
19 years, 6 months
Rate
4.38%
Monthly P&I
$3,151
Remaining loan balance
$495,316

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Nov 23, 2024 06:30 pm
Listing agent: Linda Zimmerhanzel
Listing provided courtesy of: Zest Realty (210) 392-8088
Details provided by SABOR and may not match the public record.
MLS ID: #1589037
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2024 San Antonio Board of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$3,151/mo
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