9804 Vistadale Dr, Dallas, TX 75238
3 beds · 2 baths · 2,358 sqft
Price Reduced by Motivated Sellers. A fantastic opportunity for buyers to personalize and make this home their own! Nestled in the highly desirable Lake Highlands community, this charming 3-bedroom, 2-bathroom home combines classic appeal with spacious interiors and access to top-rated schools, making it ideal for families or individuals seeking a welcoming neighborhood. Step inside to find the entryway's original marble floors and elegant crown molding. A bright front room with bay windows offers flexibility as an office, playroom, or cozy sitting area. The spacious living room features custom built-in white cabinetry and French doors that open to the backyard, creating a seamless indoor-outdoor flow. Each bedroom boasts walk-in closets, including his and hers set up in the primary suite. Additional hallway storage and plantation shutters throughout the home add both style and functionality. The kitchen is designed for convenience, featuring a built-in hutch, updated appliances, and bay windows that fill the space with natural light. Outdoor living is equally inviting. The expansive stone patio, complemented by a covered pergola, offers an ideal setting for relaxation or entertaining. The generous backyard includes a storage shed and ample space for gardening, play areas, or other outdoor activities. The 2-car garage includes custom shelving and a workbench, while an electric gate adds privacy and security. Situated on an oversized corner lot with a circular driveway and charming front porch, this home is located on a family-friendly street, just a short walk to the Lake Highlands walking trail, new restaurants, and the local library. Its central location ensures easy access to shopping, dining, recreational facilities, and major highways, enhancing daily commutes and travel. Recent upgrades include: Water Heater (2018), AC (2021), Floors (2021), Garage door motor (2024), and Dishwasher (2025). DONT MISS THE TORNADO SHELTER IN THE GARAGE!
Source: NTREIS #20835288
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20835288
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.