9802 Maple Dr, Providence Village, TX 76227
4 beds · 3 baths · 2,325 sqft
This beautiful 4-bedroom, 2.5-bathroom home offers plenty of space, style, and charm, sitting on an oversized lot with a cute swing porch perfect for relaxing outdoors. The interior is bright and open, with large windows that fill the home with natural light. Cool tones and decorative architectural accents enhance the aesthetic, while the vaulted ceilings in the living room, reaching double height, create a grand atmosphere alongside the cozy fireplace. The combination of tile and carpet flooring adds comfort and elegance. The chef's kitchen is a highlight, featuring a central island, appliances that convey with the sale of the home, and a breakfast nook that looks out onto the landscaped backyard. The primary suite, located on the main floor, includes a spacious ensuite and stunning views. Upstairs, the secondary bedrooms are thoughtfully arranged around a central hall, with a media room. The fully landscaped front and back yards include concrete borders and a handy 8x10 vinyl shed for extra storage. You will have peace of mind with an HVAC system that is 2.5 years old and a roof that is only 3 months old! This homes location backs up to an elementary school. It's also conveniently situated near Main and University giving you easy access to local restaurants and amenities making this home the ideal blend of comfort, style, and convenience. So what are you waiting for? Check it out today and make it yours! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: NTREIS #20761463
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20761463
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20761463