98 N Olympian Dr, Colorado Springs, CO 80905
4 beds · 4 baths · 2,716 sqft
Welcome to this beautiful home in the highly desirable Gold Hill Mesa neighborhood of Colorado Springs, where city convenience meets mountain living. Just minutes from downtown and with easy access to the stunning nearby mountains, this home offers an ideal location. Enjoy mountain views from the large front porch, perfect for morning coffee or evening sunsets. The friendly, walkable community is also near Bear Creek Dog Park, ideal for outdoor lovers and pet owners. Inside, you'll be welcomed by soaring 10-foot ceilings and an open-concept living area. The spacious kitchen boasts 42-inch white cabinets, quartz countertops, stainless steel appliances, a gas stove/oven, and a large pantry. A generous island with seating for four provides a perfect space for casual meals and entertaining. The oversized sliding glass door brings in abundant natural light and leads to a private patio and backyard, ideal for outdoor gatherings. The primary bedroom, with 9-foot ceilings, offers space for a king bed, a walk-in closet, and a cozy sitting area, all with breathtaking views of Garden of the Gods. The en suite bathroom features tile floors, quartz counters with double sinks, a large shower, and a separate toilet room. Two additional bedrooms, a full bathroom, and a convenient laundry room complete the second floor. The finished basement offers 9-foot ceilings, a large family room, an additional bedroom with a walk-in closet, and a full bathroom. Extra storage is available under the stairs, and plumbing for a wet bar is ready for future customization. The home includes a radon system, and the furnace/AC and radon systems were serviced in December 2024. A spacious, rear-entry two-car garage offers ample parking and storage. Gold Hill Mesa offers a variety of community activities, including Music on the Mesa, holiday events, and fun summer gatherings. Don’t miss out—schedule a showing today!
Source: PPMLS #6823077
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #6823077
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.