98 Ashton Pl, Newnan, GA 30265
4 beds · 3 baths · sqft
Nestled in the heart of the desirable Ashton Place community, this stunning 4-bedroom home offers an unparalleled blend of luxury and convenience. This lovely residence exudes a welcoming ambiance and boasts a plethora of desirable features. Nestled on a well-maintained street, the property presents a beautifully landscaped front yard on a nice-sized lot, showcasing its curb appeal. The house itself offers ample living space, with a thoughtfully designed floor plan. The interior is bathed in natural light, enhancing the warm and inviting atmosphere. The main living areas of the home provide a seamless flow, perfect for both relaxation and entertaining. Enjoy the warmth of rich hardwood floors that flow throughout the main living areas, creating an inviting ambiance perfect for gatherings. The open-concept kitchen is an entertainer’s dream, with its granite countertops, designer and high-end stainless-steel appliances. It effortlessly connects to the family room with wood-burning fireplace and the elegant formal dining room with coffered ceiling, creating an ideal setting for family gatherings, entertaining and culinary experiences. Also featured on the main level is a half bath, laundry room, and mudroom with built-ins for coats, boots, shoes and more! The Primary bedroom is a serene retreat featuring a sitting area and a spacious walk-in closet. The primary bathroom offers a spa-like experience with a separate enclosed shower, soaking tub, dual vanities, quartz counters and modern fixtures. The secondary bedrooms are versatile and can be adapted to suit various needs, such as home office or guest room. One of the standout features of this property is a huge covered patio with a wood burning fireplace, and large sun-filled fenced backyard. This outdoor space is perfect for game day and more! This home offers unparalleled convenience for busy professionals and families alike. The community features a clubhouse, swimming pool, playground, and more! Minutes to Piedmont Newnan Hospital, Ashley Park, shopping, schools, easy access to I-85, Peachtree City, Senoia, and Downtown Newnan. Schedule your private viewing today!
Source: FMLS #7492802
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7492802
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7492802
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.