9793 SW 63RD LOOP, Ocala, FL 34481
This exquisite 4/2/2 can be your home with the absolute best location in a gated, 55+ community located in the Horse Capital of the World, Ocala, Florida. Sought after Stone Creek by Dell Webb Community is your perfect paradise for enjoying the 18-hole championship golf course, resort-style pool, clubhouse, state of the art fitness center, spa, community gardens, dog parks, a myriad of game courts and activities with a lifestyle director on staff. Our luxurious Summerwood model is a versatile one-story floorplan with open concept modern design which features a large kitchen island overlooking the bright, inviting gathering room, making everyday living and entertaining a breeze. Upon entering the grand foyer area the view is mesmerizing as your eyes are drawn to the unrestricted view through the gathering room, screened lanai and on out to the fenced rear yard and lush pastures beyond, where you will occasionally see a very calm group of cows grazing in the distance. A mature Crepe Myrtle tree accents the lovely rear yard where the Sellers have also established a stone patio perfect for your outdoor grill. Back inside, you will notice the attention to detail, including the 17" porcelain floor tile, plank flooring, (no carpet), granite counter tops, top-of-the-line stainless steel appliances and the very pleasing designer paint colors throughout. The interior of this home was transformed in 2023 with the installation of crown molding in all four bedrooms, the bathrooms, gathering room, kitchen, hallway, foyer, and the laundry room. Additionally, the foyer and arched entrance into the gathering room were enhanced with decorative trim and wainscoting, which was carried on over to accentuate the kitchen island as well. The split floorplan affords privacy for all with three guest bedrooms, (or two guest bedrooms and an office if you desire), and a spa like guest bathroom at the front of the house and the primary suite located at the rear of the house. A large double window affording views of the lush rear yard and fields beyond, (no neighbors behind the house), and the tray ceiling add to the ambiance of the primary suite. The relaxing environment of the primary ensuite bath includes a clear story window, luxurious his and her sinks, a separate dressing table, linen closet, walk-in closet and a private water closet room. Additionally, there is a large interior domestic suite and the Whirlpool washer/dryer, new as of February 2024, with top rated features, shall convey. Lots of recent upgrades have been done that will please any discerning and punctilious Buyer: new dining area and kitchen nook chandeliers, kitchen island pendant light covers, extra quiet ceiling fans, dimmer switches, motion light sensors, a Ring Doorbell installed and solar security lights were added in the rear yard. The 2-car garage includes overhead mounted storage racks that would satisfy any neat-nick's desire to be organized, a 50 AMP RV Outlet and a new LG Refrigerator for storing extra drinks to stay hydrated with your friends after a round of golf. The garage floor has an epoxy coating making it easy to clean and resistant to staining. Interested in more information? Please reach out for our full color brochure and video tour/photos.
You may be able to put down less than the total down payment amount of $63,124 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #om683308
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.