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979 Walnut Creek Ln, Jonesboro, GA 30238

3 beds · 2 baths · 1,052 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Imagine if you could come home to peace, comfort, and charm-all wrapped in one. Welcome to 979 Walnut Creek Lane in the heart of Jonesboro, where life slows down just enough for you to breathe. This all-brick 3-bedroom, 2-bathroom home offers 1,052 sq. ft. of inviting living space designed for real living-not just existing. Step into a cozy living room with a fireplace that sets the tone for restful evenings. The sun-drenched eat-in kitchen-with all appliances included-makes mealtime a joy, whether you're cooking solo or laughing with family. The primary suite offers a custom walk-in closet and private bath-your own little retreat. And the charm doesn't stop inside. Picture yourself enjoying coffee on the covered front porch or hosting weekend cookouts in the fenced backyard with a spacious deck and storage shed for your tools, toys, or hobbies. The side-entry garage features laundry hookups and loft storage space, adding even more function to this feel-good home. All nestled in a no-HOA community, just 20 miles south of Atlanta and minutes from the airport, shopping, and nature parks. Buyer incentives available with our preferred lender. Ready to feel what home should really feel like? Come see it in person. Sweet Price. Sweeter Deal.

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$531
Principal & interest
$259
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,052 sqft
Year built
1987
Type
Single Family Residence
HOA dues
$0.00

Source: GAMLS #10473108

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 28, 2025 06:12 am
Listing agent: Delinia W Weaver (770) 758-1945
Listing provided courtesy of:
Details provided by GAMLS and may not match the public record.
MLS ID: #10473108
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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