9785 Pepper Tree Trl, Wildwood, FL 34785
4 beds · 2 baths · 2,083 sqft sqft
DON'T WAIT FOR NEW CONSTRUCTION! THIS IS READY FOR YOU TODAY! PEPPER TREE VILLAGE, SALTWATER POOL HOME with a minimal HOA/ NO BOND/ NO AGE RESTRICTIONS/ NO FLOOD ZONE/ NO CDD, and located just outside of the Villages!---This 2018 build offers 4 bedrooms, 2 full baths, 2,083 square feet, an open-concept kitchen and living space, tile running from the entryway through the kitchen, indoor laundry room, and great closets with ample storage space! The modern kitchen has cherry cabinetry, a gas range, black Frigidaire appliances, tile flooring, a fantastic walk-in pantry w/ door, and boasts a 4x10 kitchen island for food prep. and entertaining. The kitchen overlooks the open-concept 25x15 dining and living room area that sits on new luxury vinyl plank floors- the beautiful dining room table and chair set conveys! The split floor plan is desirable- three guest bedrooms and a large guest bathroom with tub sitting near the front of the home, plus the primary suite off of the living room. The guest bedrooms are similar in size, approx. 11x13, sit on carpet, and have nice sized closets and ceiling fans. Utilize the 2 hallway storage closets for linens, games, coats, and more. The 14x13 primary bedroom suite has lovely natural light from the backyard, a walk-in closet with custom white shelving, and a bathroom with double sinks and shower. The backyard is private- fully fenced with 5 ft. 7 inch tall white vinyl fencing. The 12x24 SALTWATER POOL sparkles in the sunlight and offers a 4x6 sun shelf for your comfort. Make the backyard a tropical oasis or keep it simple and low maintenance- this is YOUR space to enjoy! The washer/ dryer, pool equipment, outdoor patio chairs, dining room table and rattan chairs, plus more furniture items with option to convey! Pepper Tree Village is situated in Wildwood, just minutes from The Villages including CR466 with easy access to I-75. Great shopping, restaurants, activities, and professional opportunities are at your fingertips in this lovely neighborhood. Schedule your private showing and spend the holidays in your Florida POOL home!
Source: STELLAR #om675890
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om675890
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om675890
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.