9775 Transplanter Cir, Ladson, SC 29456
3 beds · 3 baths · sqft
Wow! Unique Find! This townhome offers a beautiful private court yard that was meticulously designed with grass & pebble areas & custom built raised garden boxes to plant all your seasonal flowers, herbs or vegetables! It's a perfect space for those who love gardening & for those who enjoy relaxing with a beautiful view! This is an exceptional & unique space for a townhome! Plus this lot backs up to a wooded buffer for added privacy & scenic peaceful views! As you approach, you will notice the size of the driveway which is large enough to park multiple cars! You will also notice the conveniently located, enclosed trash can area. This makes taking the trash out a breeze! Upon entering, you'll notice the functional foyer area, beautiful vinyl plank flooring thru-out the downstairs,large coat closet with additional storage under the stairs & a 1/2 bath with pedestal sink. This open floor plan & back yard is conducive to everyday, cozy, comfortable living & a great space for gathering when family & friends visit! The beautiful large island offers a great work & gathering space as well as additional seating! The top cabinets offer bump ups & crown molding for a more elegant look and there is a pantry for additional storage! All the lighting, the faucet & ceiling fan have been upgraded to add to the designer feel of this home! It shows like a model home but even better with the beautiful court yard! Out back you will find an inviting, cozy, private, patio area to sit & relax! Enjoy your morning coffee and watch the birds or unwind by the fire at the end of your day with a cup of hot chocolate or a glass of wine and enjoy the scenic view! Upstairs you will find 3 bedrooms with added architectural design features. All of the bedrooms offer vaulted ceilings with upgraded ceiling fans. The 2 secondary bedrooms offer a nice display area over the closet with molding at the top for an added touch of class! The second bedroom has custom built shelving around the TV & a custom dresser in the closet! The primary bedroom offers a walk-in closet with a window & lots of natural lighting! The bath offers dual sinks, a half wall by the toilet for added privacy, a large shower with shelving & custom subway tile above, a rain showerhead, linen closet & additional clothes closet! The washer & dryer are conveniently located upstairs. The seller has installed stackable appliances to add storage space to this area! This is truly a beautiful exceptional townhome! It has been meticulously maintained, has added upgrades & architectural designs for an added touch of class, and has an amazing private court yard that gives you a feeling of serenity instead of the typical townhome back yard feeling of being in "common area"! This home is better than new, with lots of upgrades, a private court yard, a wooded buffer, a low monthly regime fee, amenities & sidewalks! Plus it is conveniently located close to shopping, dining, the interstate & downtown Summerville!
Source: CTAR #24029367
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24029367
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24029367
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